16846 Cozy Cove Road

Charlotte, NC
$ 484,900 Beds 4 Baths 2.5 Sq 2,500
Monthly Estimate* How much can I afford?

This exceptional 4-bedroom, 2.5-bathroom two-story home is ideally situated on a quiet, low-traffic cul-de-sac and includes a spacious attached 2-car garage. At the heart of the home, the modern kitchen comes fully equipped with a sleek suite of stainless steel appliances, creating a stylish, high-performing hub for daily meal prep and entertaining guests. Thoughtfully designed for acoustic comfort and warmth, plush carpeting flows up the stairs and throughout the entire second floor, ensuring cozy sleeping quarters and noise reduction where it matters most. Meticulously maintained throughout, this inviting residence offers the perfect combination of a prime neighborhood location, contemporary finishes, and effortless functional living. One or more photos in this listing have been virtually staged.

Single Family

  • Price
  • $ 484,900
  • City
  • Charlotte
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • MECKLENBURG
  • Half Bathrooms
  • 1
  • Area
  • Mecklenburg County
  • Lot Size
  • 0.22 Acres
  • Zip
  • 28278
  • Sqr Footage
  • 2,500
  • Year Built
  • 2019
  • Style
  • Traditional
  • MLS#
  • 4407467
Listed By: Entera Realty LLC; rsl@enterarealty.com
Data Source: Canopy MLS

Features

General

Living Area 2500
Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Ceiling Fan(s),Central Air
Utilities Underground Utilities
Roof Composition
Appliances Dishwasher,Freezer,Microwave,Refrigerator
HOA Fee 1232
Garage Spaces 2
Patio/Porch Features Covered,Front Porch,Patio,Rear Porch
Architectural Style Traditional
Security Features Carbon Monoxide Detector(s)
Construction Materials Vinyl
Year Built 2019
Levels Two
Property Subtype Single Family Residence
Parcel Number 217-184-21
Waterfront Features None
Assoc Fee Paid Per Annually
County Mecklenburg
New Construction No
Property Type Residential
HOA Yes
Subdivision Name The Palisades
Garage Y/N Yes
Full Baths 2
High School Palisades
City Charlotte
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Palisades Park
Middle/Junior High School Southwest
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 471340
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown,Open Floorplan,Pantry,Walk-In Closet(s)
Flooring Tile,Vinyl
Fireplace Features Living Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 2500
Half Baths 1
Laundry Features Electric Dryer Hookup,Upper Level
Total Bedrooms 4
Total Baths 3
SqFt Main 1250
SqFt Upper 1250

Exterior Features

Parking Features Attached Garage
Lot Features Cul-De-Sac
Water Source City
Lot Size Area 0.22
Foundation Details Slab
Lot Dimensions 135x83x144x16x31x23
Road Surface Type Asphalt,Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Palisades Park Elementary School
Middle School Southwest Middle School
High School Palisades High School

Price History

7/25/2026 Listed $524,900
8/6/2026 3% - $509,900
8/28/2026 2% - $499,900
9/21/2026 4% - $484,900

Property vs Zip Code Average in 28278

Price
AVG $980K
$480K
Year Built
AVG 2013
2019
Visits
AVG 238
157
Data Provided by Inside Real Estate®

16846 Cozy Cove Road Charlotte, NC is a Single Family Home for sale at $484900 with 2500 sqft and a lot size of 0.22 Acres Acre(s). 16846 Cozy Cove Road Charlotte has 4 bedrooms, 2 baths and was built in 2019. The property's zip code is 28278 which is in Charlotte, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.