4353 Pine Harbor Drive

Denver, NC
$ 715,000 Beds 4 Baths 3.5 Sq 3,202
Monthly Estimate* How much can I afford?

Welcome to this rare Lake Norman opportunity offering lake access, two primary suites, two lots and an oversized 20' x 30' detached garage! Situated across the street from the lake, this exceptionally private property encompasses two lots totaling nearly one acre, providing an abundance of space, privacy and flexibility that is hard to find this close to the lake. Even better, the community offers a boat launch, making it easy to enjoy all that Lake Norman has to offer. Inside, this four-bedroom, 3.5-bath home offers a thoughtful and versatile floor plan with two primary bedrooms, one conveniently located on the main level and a second upstairs. The main level welcomes you with a formal dining room and an open kitchen and living area centered around a gas fireplace. The recently remodeled kitchen features new cabinetry, quartz countertops, appliances and light fixtures and flows seamlessly into the spacious sunroom overlooking the expansive backyard. The main-level primary suite is privately positioned on one side of the home and offers direct access to the backyard, a custom walk-in closet and a beautifully updated bath with walk-in shower and garden tub. Two additional bedrooms, a full bath and laundry room are located on the opposite side of the home. Upstairs, you'll find a spacious bonus room along with the second primary suite, complete with a walk-in closet and full bath—perfect for guests, multigenerational living or a private retreat. Step outside and enjoy your own private backyard oasis with a patio, hot tub, fire pit and plenty of room to relax, entertain, or play. The 20' x 30' detached garage with AC provides exceptional space for vehicles, lake toys, a workshop, storage or hobbies. With lake access, a community boat launch, nearly an acre across two lots, two primary suites and an oversized detached garage, this property offers a unique combination of privacy, space, and Lake Norman living. Recently refinished hardwood floors complete the package.

Single Family

  • Price
  • $ 715,000
  • City
  • Denver
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • LINCOLN
  • Half Bathrooms
  • 1
  • Area
  • Lincoln County
  • Lot Size
  • 0.97 Acres
  • Zip
  • 28037
  • Sqr Footage
  • 3,202
  • Year Built
  • 2002
  • Style
  • MLS#
  • 4425985
Listed By: Howard Hanna Allen Tate Huntersville; jordan.cook@allentate.com
Data Source: Canopy MLS

Features

General

Living Area 3202
Sewer Septic Installed
Heating Heat Pump
Cooling Ceiling Fan(s)
Roof Architectural Shingle
Appliances Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Range,Microwave,Refrigerator
Garage Spaces 3
Patio/Porch Features Deck,Front Porch,Patio
Construction Materials Brick Partial,Vinyl
Year Built 2002
View Water
Levels Two
Property Subtype Single Family Residence
Parcel Number 53121
Waterfront Features Boat Ramp – Community,Other - See Remarks
Additional Parcels Description 53118
County Lincoln
New Construction No
Property Type Residential
HOA No
Subdivision Name Pine Harbor
Garage Y/N Yes
Other Structures Auto Shop,Outbuilding,Shed(s)
Full Baths 3
High School North Lincoln
City Denver
Body of Water Lake Norman
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Rock Springs
Middle/Junior High School North Lincoln
Additional Parcels Y/N Yes
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 640612
Listing Terms Cash,Conventional

Interior Features

Interior Amenities Attic Other,Attic Walk In,Breakfast Bar,Cable Prewire,Garden Tub,Open Floorplan,Pantry,Walk-In Closet(s)
Flooring Carpet,Tile,Vinyl,Wood
Fireplace Features Gas,Gas Log,Living Room
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 3202
Half Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 4
Total Baths 4
SqFt Main 2385
SqFt Upper 817
Bedroom 3

Exterior Features

Exterior Amenities Fire Pit
Fencing Back Yard,Partial
Parking Features Driveway,Attached Garage,Detached Garage
Lot Features Cul-De-Sac,Views
Water Source Well
Lot Size Area 0.97
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Rock Springs Elementary School
Middle School North Lincoln Middle School
High School North Lincoln High School

Price History

9/17/2026 Listed $715,000

Property vs Zip Code Average in 28037

Price
AVG $1.02M
$720K
Year Built
AVG 2012
2002
Visits
AVG 244
4
Data Provided by Inside Real Estate®

4353 Pine Harbor Drive Denver, NC is a Single Family Home for sale at $715000 with 3202 sqft and a lot size of 0.97 Acres Acre(s). 4353 Pine Harbor Drive Denver has 4 bedrooms, 3 baths and was built in 2002. The property's zip code is 28037 which is in Denver, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.